we finance customer needs worldwide

270.9M

We provide financing for cars and motorcycles. For a significant share of our customers, these vehicles are not only a means of transport but also income-generating assets, particularly for taxi, delivery and other mobility services. Our financing also supports the transition to more sustainable mobility by expanding access to electric and hybrid vehicles.

car financing11 markets

ArmeniaEstoniaGeorgiaKenyaLatviaLithuaniaMoldovaRomaniaTanzaniaUgandaUzbekistan

motorcycle financing3 markets

KenyaUgandaTanzania

brands

25.6M

We finance smartphones in Africa, supporting digital and economic inclusion by making essential technology more accessible. For many customers, a smartphone is also an income-generating asset, enabling participation in delivery services, e-commerce, and other digital activities.

smartphone financing3 markets

KenyaTanzaniaUganda

brands

225.8M

Our financing allows customers to purchase household appliances, such as TVs and washing machines, as well as other everyday essentials. We also provide financing to micro-entrepreneurs for working capital, inventory, equipment, and other business needs. In Africa, we provide financing to civil servants, including teachers, healthcare professionals, and municipal employees, with repayments deducted directly from their salaries.

consumer and business financing12 markets

AlbaniaArmeniaBotswanaEstoniaLatviaLesothoLithuaniaMoldovaNamibiaNorth MacedoniaRomaniaZambia

civil servant financing4 markets

BotswanaKenyaLesothoZambia

brands