access to finance for better lives
We support broader economic participation by expanding access to mobility and digital services.
income and employment
Our vehicle financing products help customers earn income through taxi and delivery services. Our smartphone financing, on the other hand, enables customers to sell and promote products online and use e-commerce platforms.
I am a student, and having a smartphone has made it easier for me to communicate with other students, share and receive notes, and participate in WhatsApp groups.
- male, 21, Tanzania
Mogo helped me acquire a motorbike on loan, which I use to earn income. The income I generate is helping me continue paying for the land I am buying, bringing me closer to owning it.
- male, 25, Kenya
Getting my first car gave me the opportunity to start earning as a taxi driver. As the business grew, I was able to expand, and today I manage a fleet of seven cars, creating income opportunities for other drivers while building a more secure future for my family.
male, 33, Georgia
I run a grocery business selling fruit and vegetables. My smartphone helps me reach more customers by allowing me to take pictures of my products and promote them online.
female, 34, Uganda
eco-friendly transport
We promote eco-friendly transport by financing electric and hybrid vehicles, helping our customers reduce fuel consumption, lower emissions, and decrease operating costs.
Average CO₂ emissions of loan portfolio
(g/km)impact news
Learn more about the positive impact we are making across our markets.
Since June 2026, Eleving Group, in partnership with M-Shule and with funding from Verdant Capital, has been piloting a free sms-based financial literacy course for customers. The initiative provides practical financial education to people without smartphones or reliable internet access. Through M-Shule’s platform, participants receive interactive, self-paced sms lessons designed to strengthen financial knowledge, support informed decision-making, and improve future planning.
In December 2025, our team in Kenya implemented the SheRides Green Stages initiative in Malindi, combining financial literacy and environmental action. The project included a financial literacy workshop for more than 30 women interested in or involved in the boda-boda sector, followed by a community tree-planting activity at Lea Mwana Children’s Home and Malindi High School. In total, 80 trees were planted with the participation of 47 community members, including 11 employees, in cooperation with local partners MAUMORI, Abson Motors, and Malindi Municipality.
In December 2025, with the support of the Eleving Group grant program and in cooperation with the “Landscaping and Environmental Protection” of Yerevan Municipality, 104 evergreen trees were planted in the city of Yerevan. The initiative contributes to urban greenery and environmental quality in the capital. The evergreen species were selected for their ability to retain foliage year-round, helping to maintain a vibrant urban landscape and providing environmental benefits during the winter months, when the importance of urban green spaces is particularly pronounced.
In November 2025, a forest restoration initiative was implemented in Lazarus Forest in Nandere, Luwero District, Uganda. In partnership with Tree Adoption Uganda, Groundbreaker Talents, and the Bethany Land Institute, 500 indigenous trees were planted to support the restoration of the forest ecosystem. The initiative involved 40 participants. The planted trees were digitally mapped through the Tree Adoption Uganda platform, enabling monitoring of tree survival and growth over time.
We are committed to sustainable growth through transparent governance, an inclusive workplace, and reduced environmental impact that benefits communities and the planet.
commitments for 2030
