Founded in 2012 and with HQ in Riga, Eleving Group is a publicly listed international fintech operating across 18 countries on 3 continents.
Our team of 4,600+ people brings together different cultures, perspectives, and experiences. Together we create vehicle, smartphone, and consumer financing solutions for more than 2.2 million registered users worldwide.
At Eleving Group, you’ll think beyond one role, team, or market — working across borders, making an international impact, and seeing your work travel beyond your desk as you grow with the company.
Aurimas PavilonisChief Risk Officer Africa and Asia
your missionOwn the numbers behind smarter credit decisions - building reliable risk analysis and reporting that help us understand portfolio performance, manage credit losses, and act with confidence.
salaryEUR 3,600 - 4,400 gross
teamRisk & credit
locationVilnius, Lithuania
your responsibilities
- Monitor and adjust probability of default, loss-given-default and expected credit loss [ECL] models
- Suggest improvements to loan provisioning policies
- Execute regular ECL calculations, and analyse and forecast expected credit losses for future periods
- Prepare data and analysis for loan portfolio performance and ECL reports for investors, management and external databases
- Generate insights on loan portfolio trends, credit quality and impairment drivers, identifying potential reasons and measures for improvement
- Support the Risk Team with data analysis related to credit impairments, provisioning and loan portfolio performance
what we're looking for
- Experience in data analysis and/or reporting [experience in credit risk, credit impairments or loan loss provisioning would be a big advantage]
- Degree in economics, finance, mathematics, econometrics or related field
- Strong analytical skills and attention to detail
- Proficiency in Excel
- Experience with SQL or similar databases
- Fluent English
- Can-do attitude and a high sense of responsibility
- Knowledge of IFRS 9, expected credit losses [ECL], credit impairments and loan provisioning would be a huge advantage
what we offer
- Working with our fast-growing markets in Africa [Kenya, Tanzania, Uganda]
- Performance-based annual bonus
- Health insurance from Day 1
- Hybrid work & flexible working with 3 days a week from the office
- Support for learning & development
- Move fast in a low-bureaucracy, high-trust environment