Founded in 2012 and with HQ in Riga, Eleving Group is a publicly listed international fintech operating across 18 countries on 3 continents.
Our team of 4,600+ people brings together different cultures, perspectives, and experiences. Together we create vehicle, smartphone, and consumer financing solutions for more than 2.2 million registered users worldwide.
At Eleving Group, you’ll think beyond one role, team, or market — working across borders, making an international impact, and seeing your work travel beyond your desk as you grow with the company.
Laima KaufmaneChief Commercial Officer Europe
your missionTurn the strongest commercial ideas across Eleving Europe into products and improvements that work in the markets. Own each idea from concept to launch - shaping it, setting priorities, aligning teams, and staying with it until it delivers real impact.
salaryEUR 3,500 to EUR 5,000 gross
teamCommercial
locationRiga, Latvia
your responsibilities
Turn ideas into something that can be delivered
- Be the single point where commercial ideas from HQ and country teams land - across products, customer journeys, retention, sales funnel and automation
- Ask the right questions until a rough idea becomes a clear description: what problem it solves, for whom, what commercial effect we expect, what has to change, and what a good result looks like
- Size the value and the effort and separate what is worth doing from what only sounds good
- Use AI to get from idea to decision faster - draft the description, model the commercial case, prototype and test the thinking before it reaches a development team
- Write the business requirements that delivery teams can act on - in business language, with the reasoning and the success measure attached
Own the business backlog and the plan
- Keep one business backlog of commercial development ideas across all our six markets - one list, one owner, one order of play
- Decide what gets done first. Rank by commercial value, effort, dependencies and market readiness, and be able to explain the ranking to the person whose idea did not make the cut this quarter
- Build a realistic plan for each initiative: who is involved, in what sequence, by when, and what must be ready before each step
- Keep the commercial team honest about capacity and keep delivery teams supplied with well-prepared work instead of half-formed requests
Be accountable for the outcome, not just the delivery
- Agree the commercial KPIs before development starts and check them after launch: conversion, issuance, approval rate, profitability, adoption you name it
- Give the commercial team a clear view of the pipeline - what is coming, what moved, what is stuck and why
- Drive the next iteration where the results justify it, and stop or redesign what does not deliver commercial value
what we're looking for
- 3+ years in product development, product management or business-side product ownership - preferably in lending, fintech, banking, insurance or another digital financial services environment
- The ability to take a vague idea and turn it into something a delivery team can build: clear scope, clear reasoning, clear success measure
- Strong planning and prioritization skills across many parallel initiatives
- Strong commercial instinct - you prioritize by portfolio growth, revenue and efficiency impact, not by who asked loudest
- Comfortable with data
- The ability to work with technical teams without being technical yourself. You translate; you do not code
- AI is a normal working tool for us day to day: drafting, analyzing, prototyping and pressure-testing ideas before they take up development time. We expect the same from you
Bonus points for:
- Working understanding of lending processes, decisioning and credit risk logic - enough to challenge and to be challenged
- Familiarity with decision engines, CRM and customer communication platforms, and customer journey or web development projects
what we offer
- A pipeline of ideas that is already full - six markets, a portfolio moving from vehicle to consumer lending, and more good ideas than we can currently deliver
- Full ownership of how commercial ideas become live products across Eleving Europe
- A role where your decisions reach live customers in weeks, not years
- A team where AI is treated as an opportunity rather than a nice to have, and where you help decide where it gets applied next
- Performance-based annual bonus
- Hybrid work setup with 3 days a week from the office & flexible working hours
- Health insurance from day 1
- Support for your growth & development